What to Look for in Health Insurance When Diagnosed with Endometrial Cancer

Introduction

Endometrial Cancer is a form of cancer that starts from the lining of the uterus called the endometrium. In the female reproductive system, it is one of the most common cancers.

Endometrial Cancer

Endometrial Cancer can affect women of all ages, but it is mostly seen in women who are going through menopause or at the stage of going through menopause. 

There are several factors that can rise the chances of developing endometrial Cancer. Some of the factors are age, obesity, genetic conditions, and hormonal imbalances. 

Endometrial cancer symptoms

The following are some of the common symptoms,

  • Pelvic pain
  • Abnormal vaginal bleeding
  • Unusual discharge
  • Pain during intercourse
  • Pain when urinating
  • Weight loss without trying.
  • Uterine enlargement

Diagnosis 

These are some of the ways to endometrial cancer screening:

  • Pelvic examination
  • Endometrial biopsy or Biopsy of the uterine lining
  • Transvaginal ultrasound
  • Dilatation and curettage
  • Hysteroscopy

Endometrial cancer treatment

Depending on the grade and stages of endometrial cancer and the overall health of the patient, the course of the treatment is decided. 

Surgery 

  • Radiation therapy
  • Hormone therapy
  • Chemotherapy
  • Immunotherapy
  • Targeted therapy
  • Palliative care

Prognosis

The prognosis of the disease can vary from person to person depending on the stage and grade when the Cancer is diagnosed. Early detection usually leads to better results. 

Complications of Endometrial Cancer

Endometrial Cancer can come with several complications, especially when the diagnosis and treatment are delayed. The following are some of the potential complications. 

Cancer can metastasize to other parts of the body like the fallopian tubes, ovaries or even distant organs like the liver and lungs; this makes it difficult to treat and for the recovery process.

Anemia can occur due to abnormal vaginal bleeding. This can lead to weakness, fatigue, and other health issues. 

When undergoing surgical treatments for endometrial Cancer, there is a risk of infection complications from anesthesia and blood clots.

When opting for hormone therapy as a treatment for endometrial Cancer, there is a risk of side effects like mood changes, weight gain, and hot flashes. 

The psychological impact on the diagnosis and treatment of endometrial Cancer is emotionally distressful. This can lead to depression and anxiety. 

In the case of the removal of lymph nodes during the surgery, there is a chance of getting affected by lymphedema. This creates swelling in the pelvic region and legs because of the buildup of lymph fluid. 

There is always a chance of recurrence of the Cancer even after treatment; this might require further monitoring and treatment. 

When endometrial cancer is seen in younger women, the treatment might affect their fertility. This is especially true when the uterus must be removed. 

Managing all the emotional, physical and economic distress of being diagnosed with endometrial cancer requires a multidisciplinary approach that includes surgeons, oncologists, supportive specialists and health insurance

What to look for in Health Insurance When Diagnosed with Endometrial Cancer

The following are some of the basic features to look for when one is diagnosed with endometrial cancer and looking for Health Insurance for Endometrial Cancer

Coverage for treatments: Make sure to check for coverage specifics like types of radiation therapy and chemotherapy drugs. Also ensure that the plan also includes surgical options such as hysterectomy and related procedures. 

Deductibles and Co-pays: Calculate the out-of-pocket cost for treatments and understand your co-pays and how much you need to pay before the insurance is processed (deductibles). 

Network of providers: Make sure to look for in-network specialists in gynecologic oncology, surgeons, oncologists, and treatment centers to reduce the out-of-pocket costs. 

Follow-up and Preventive care: Ensure that the plan includes coverage for related follow-up appointments, preventive measures post-treatment, imaging, biopsies, scans, and tests. 

Out-of-Pocket maximum: The total amount that a person must pay in a year is the out-of-pocket maximum. Hence once this amount is reached, the insurance should cover 100% of the cost. 

Mental health service: Treatment for Cancer is emotionally toiling and challenging. So, ensure that the insurance plan has coverage for mental health services like support groups and counselling.

Support services: Services like palliative care, hospice and home health care should be covered in the plan. 

Pre-existing condition coverage: Ensure that the insurance plan covers pre-existing conditions without exclusions and excessive waiting periods.

Conclusion 

When choosing Health Insurance for Endometrial Cancer take your time and compare the options, making sure that all the necessary requirements are satisfied by the plan. During the challenging times of dealing with endometrial Cancer, make sure that the insurance plan you choose will provide some financial and mental blanket.